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Welcome to Virtue Financial's Home Page

Virtue Financial are mortgage advisers and an appointed representative of Sesame Limited which is authorised and regulated by the Financial Conduct Authority.

We offer the following services:

  • Family & Personal Protection Insurance
  • Critical Illness Insurance
  • Residential Mortgages
  • Buy to Let Mortgages
  • For Commercial mortgages we act as introducers
  • Income Protection
  • Life Insurance
  • Advice on use of trusts re Inheritance Tax Planning

For protection insurance we offer products based on an analysis of a number of insurers

For Tax Planning, Virtue Financial acts as introducers only


First Class Service

  • The majority of our clients come to us via recommendations
  • We offer a comprehensive high level of service and our customer care reduces the stress of the home buying process.
  • We can provide cost and time savings for you
  • Advice and a recommendation on which of the mortgages that can be provided are most suitable for you
  • Advice on use and creation of trusts for effective tax planning in relation to Life Insurance (especially relevant for those who are unmarried or were not born in the UK)

Your property may be repossessed if you do not keep up repayments on your Mortgage.

For mortgages you can choose how we are paid: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.

Virtue Financial, 189 Richmond Road, Twickenham  TW1 2NJ 
Tel: 020 8892  2400, Fax: 020 8892 2308  Email:

Virtue Financial is a trading style of John Blackwood. John Blackwood is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

The FCA does not regulate Commercial Mortgages, Trusts, Wills and some forms of Buy to Let Mortgages and Tax Planning.