Virtue Financial are licensed as Mortgage Brokers. Virtue Financial specialise
in residential and buy to let mortgages. We offer the following level of service.
Advice and a recommendation
on which of the mortgages that can be provided is most suitable for you.
Please contact Virtue Financial by email
or telephone if you require assistance in any of the following areas:
multiples available of up to 5 x single or joint income
- Buy to let available
with deposit of 20% subject to rental income test
- Let to Buy available where
a client wishes to rent out existing property and live in new purchase. Available with as little as 10% deposit and
mortgage on existing property can be ignored when calculating maximum loan for new mortgage
- Foreign nationals with no permanent right to reside in this country, with as little as 10% deposit
- Contractors, income based on daily rate x 5 x 48 weeks
can use retained profit with certain lenders
offer you a free, initial, no obligation quotation service. Discover the best deals available to you now!
contact us for a illustration.
Your property may be repossessed
if you do not keep up repayments on your Mortgage.
For mortgages you can choose how we are paid: pay a
fee, usually 0.5% of the loan amount, or we can accept commission from the lender.